Banks face a wide range of familiar residential mortgage industry dynamics, from cyclical interest rates to flat growth. What’s new and crucial, however, is the impact of digital disruption—most notably, hungry new entrants and new borrower expectations influenced by outside digital-native retailers.
Incumbents can draw on that same disruptive technology to adapt their mortgage operations to the digital age. This means drawing on advanced analytics and collaborative ecosystems with fintechs and others to infuse speed, efficiency and value into the mortgage lending process. We are right there—with advice, solutions and services that help retail lenders rotate quickly to future-ready mortgages.